Going to college is one of the most exciting times in a teenager’s life. They’re on the verge of being an “official” adult and then have an opportunity to live out on their own, going to the school of their choice, and building their destiny one day at a time. However more than just a pack of the bags goes into preparing for the move from high school senior to college freshman.
Continue Reading 6 comments May 19th, 2009
Single mothers may think that now, with a bad economy, is a bad time to be thinking about returning to school. It’s not the case, however. Women all over the US are eligible for federal grants to fund education. Here are some of the ways the government is helping single moms.
Pell Grant
Federal Pell Grants are about to be increased for low income students. In fact, this was the first bills Obama introduced when he took office. It brings the maximum allowable Pell grant from $4,050 to $5,100, and the President is working hard to bring it up further to $5,400. The extended Pell Grant is one of the best single mother government grants for earning a college degree.
Continue Reading Add comment May 9th, 2009
You cannot earn a scholarship if you don’t apply for one. That may seem like a silly thing to mention, but every year, millions of dollars worth of scholarships never get awarded to a student, because no one applies. Whether you are about to finish high school or have decided to return to college after a stint in the “real world”, all types of financial aid are available. With all of the options that are available, everyone should be able to afford an advanced degree. Without one, finding that dream job will be difficult, if not impossible. Here are some suggestions that you might not have thought of.
Continue Reading Add comment April 8th, 2009
The best advice for earning a scholarship is to apply lots of different ones, even if you don’t think you are eligible. Scholarships often are not awarded, because of a lack of eligible applicants, so find out what’s available and apply. Don’t forget about Federal financial aid, either, no matter your age. Below, you will see some other suggestions for financing your college education.
If you are currently employed, talk to your boss. Lots of big companies like Costco, Walmart and Intel offer scholarships. These may not finance your complete education, but they can certainly help. Many employers offer tuition reimbursement, as well, if you are continuing your education in a way that will benefit the business. Check with your company’s human resource department for this kind of information.
Continue Reading Add comment April 6th, 2009
The days of paying for college in full, without some type of loan or Federal assistance are long gone. More students are graduating college with more debt than ever before. College costs have increased significantly and the consumer’s ability to pay has only changed slightly. As a result, more students owe money upon graduation.
When you’re starring at a mountain of debt, it’s very easy to feel helpless. The good news is that depending on the type of debt you have, there are flexible repayment options that can often meet your lifestyle. None-the-less, the responsibility for paying off the debt is yours and must be taken seriously. Otherwise, bad credit, liens, etc. could result impacting your future ability to borrow money.
Continue Reading 1 comment April 2nd, 2009
The days of paying for college in full, without some type of loan or Federal assistance are long gone. More students are graduating college with more debt than ever before. College costs have increased significantly and the consumer’s ability to pay has only changed slightly. As a result, more students owe money upon graduation.
Depending on the type of loan you have, repayment options are many. Some people are so overwhelmed by the total amount of the debt, that they rarely see the various types of repayment options that are available. A good suggestion is to stay focused on the monthly payment versus the total sum of what you owe. This should make the idea of repayment more manageable.
Continue Reading Add comment March 30th, 2009
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